{"id":5467,"date":"2019-03-16T10:23:41","date_gmt":"2019-03-16T10:23:41","guid":{"rendered":"https:\/\/companyregistrationonline.in\/?p=5467"},"modified":"2020-10-07T10:49:36","modified_gmt":"2020-10-07T10:49:36","slug":"nidhi-company-vs-nbfc","status":"publish","type":"post","link":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/","title":{"rendered":"Nidhi company vs NBFC vs. MF: what is the best business structure for you to start?"},"content":{"rendered":"<h2 style=\"text-align: center;\">Nidhi Company Explained<\/h2>\n<p>To choose the best business structure before you open a Finance Company, Nidhi company vs NBFC, MF, etc, let us first understand what is Nidhi Company, that exists only in the Indian community. The term Nidhi means \u2018treasure\u2019. And in the Indian Finance sector, it has come to represent a mutually beneficial company, incorporated to infuse the habit of saving money or using it carefully, among its members. Nidhi Company is registered as a Public Limited Company under <b>The Company Act 2013<\/b>\u00a0and is governed by\u00a0<b>Nidhi Rules 2014<\/b>. Under this structure, only the members can contribute towards the and only members can take a loan out of it. Members opting for a<a href=\"https:\/\/companyregistrationonline.in\/nidhi-company-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a0Nidhi Company Registration<\/a>, have this aim as their sole objective.<\/p>\n<p>The members of such society save and contribute to the funds of the company. This fund is then used to lend, at reasonable rates, to other members. The loans are usually taken for\u00a0construction\/repair of a house, or weddings in the family, etc.<\/p>\n<h3>Nidhi Company vs NBFC<\/h3>\n<p class=\"ui_qtext_para u-ltr\">All Monetary Business Companies in India are classified as <strong>Non-Banking Financial Companies (NBFC)<\/strong> or Banking Companies. Because Nidhi Company is incorporated, keeping in mind improvement in the culture of saving and lending money, they come under the ambit of NBFC.<\/p>\n<ul>\n<li class=\"ui_qtext_para u-ltr\">On the other hand, as they cannot\u00a0accept Deposit from <strong>the public<\/strong>, nor lend to <strong>the public, <\/strong>so they are not purely NBFCs, and out of the scope of RBI. Though, RBI issues guidelines and directives for them.<\/li>\n<li>NBFC stands for <strong>all\u00a0those financial institutions<\/strong> that engage in the business of loans\/advances, acquisition of shares\/stocks\/other securities issued by Government or local authority, leasing, hire-purchase, insurance business, chit business.<\/li>\n<li>Nidhi company vs NBFC, the first one is incorporated only to<strong> lend or take deposits<\/strong>. And that too, from members\/shareholders only. It cannot carry any business related to chit fund, hire purchase finance, leasing finance, insurance, or acquisition of securities issued by any body corporate. These businesses are covered by the second one, i.e. NBFCs.<\/li>\n<li>Nidhi Company comes under the ambit of the <strong>Companies Act, 2013 &amp; 2014<\/strong>, whereas NBFC is covered by the <strong>Companies Act, 1956<\/strong>.<\/li>\n<\/ul>\n<h3>Nidhi Company vs Chit Fund<\/h3>\n<p>A chit fund is one of the forms of savings exercised in India.<\/p>\n<p>Just like Nidhi Company, a Chit Fund is also an arrangement where a group of people agrees to contribute money, into a fund. Only members\/shareholders make deposits or take loans, in each of these forms of NBFC.<\/p>\n<p>However, that is where the similarity ends.<\/p>\n<ul>\n<li>In India, Chit Funds are registered under the <strong>NBFC &amp;<\/strong> <strong>Chit Funds Act, 1982,<\/strong> and need extra licenses to operate. Whereas <a href=\"https:\/\/www.nidhicompanyregister.in\/\" target=\"_blank\" rel=\"noopener noreferrer\">Nidhi Company Formation<\/a> comes under the ambit of the Companies Act, directives from RBI to its governance are issued.<\/li>\n<li>Chit Sund is organized by a company, that only <strong>oversees its\u00a0transactions<\/strong> and charge some interest\/profit, for which, it may, also, appoint a supervisor or agent. This company or the agent need not be a member subscriber of the running Chit Fund Scheme. In Nidhi Company, on the contrary, all functions are seen to, by its members. No-one from outside the shareholders is\u00a0paid any sort of remuneration.<\/li>\n<li>In a chit fund, a group of people decides to contribute a particular amount of money, as <strong>fixed installments<\/strong>, at pre-defined periodic intervals, into the fund. Whereas, in the Nidhi Company, members can make a <strong>lump-sum or a recurring deposit<\/strong>.<\/li>\n<li>The Chit Fund members, any, can then <strong>draw a lump-sum<\/strong>, by fixing a payout date, or a lucky draw, auctions, etc. While Nidhi Company shareholders can take a <strong>loan<\/strong> (to be returned, with an interest charged).<\/li>\n<li>The withdrawal in the Chit Fund can only be made during the collection process. As soon as the <strong>duration<\/strong> of the pre-agreed Chit Fund Scheme is over, the fund is disposed of, between the members, after paying off the agent or organizer.\u00a0 On the contrary, in a Nidhi Company, only the Saving deposits or the loans are for a fixed duration, not the company.<\/li>\n<li>The number of installments and, thus, the <strong>duration equals the number of members<\/strong> in a chit fund so that everyone gets a turn.<\/li>\n<li>Chances of <strong>fraud<\/strong> in a Chit Fund are high. There have been many instances of the promoter running away with the corpus amount<\/li>\n<\/ul>\n<p>Chit finance schemes might also be unorganized schemes conducted among companions and relatives. There are some varieties of chits that are organized only to accomplish a particular reason. Chit support has played an important role in the financial development of people of a few states, for example, Kerala. providing easier credit.\u00a0 In Kerala, there exists a company, runs under the state govt., called Kerala State Financial Enterprise, with the Chit Funds scheme as its primary business activity.<\/p>\n<p>And who can forget the infamous Saradha Scam of West Bengal, where the scheme was abused by its foremen.<\/p>\n<h3>Nidhi company vs Mutual Funds (MF)<\/h3>\n<p>The only similarity between a Nidhi Company and a Mutual Funds Company is that neither can work without people investing in them. Still, a lot of many people confuse over them, given the fact that the Nidhi Company can also be termed as a Mutually Benefit Society. Here are a few differences so you have a clear idea of your investment.<\/p>\n<ul>\n<li>Nidhi Company is for the members and by the members only. MF would mean the <strong>general public<\/strong> can invest.<\/li>\n<li>People go for \u00a0<a href=\"https:\/\/www.legalraasta.com\/register-nidhi-company\/\" target=\"_blank\" rel=\"noopener noreferrer\">Nidhi Company Incorporation<\/a>, to develop a <strong>habit of saving,<\/strong> self-reliance, and parsimony, amongst the members. On the contrary, people invest in <strong>MF to earn<\/strong>, on their investments.<\/li>\n<li>Lending or borrowing is done from the Pool to its members only, in a Nidhi Company. The MF invests, on behalf of the shareholders, in a wide range of <strong>Equity\/Bonds\/debentures\/govt securities,<\/strong> etc, to get the maximum return.<\/li>\n<li>In Nidhi Company, the<strong> interest rates<\/strong> charged\/paid are minimal. The basic objective of MF is to earn the highest rate on the investments, as per the conditions applied.<\/li>\n<li>The Act covering MF is <strong>SEBI Act, 1996<\/strong>.<\/li>\n<\/ul>\n<h3>Nidhi Company vs Micro Finance Institutions (MFI)<\/h3>\n<p>The purpose of MFIs, also, is to promote economic activity among low-income earners. Especially those, who rarely get access to the official banking services.<\/p>\n<div id=\"mntl-sc-block_1-0-6\" class=\"comp mntl-sc-block mntl-sc-block-html\">\n<p>Their services are provided to those trapped in poverty, the unemployed or low-income individuals having low financial resources. Considering that they may attempt to save, borrow, take a loan, or even insurance. To also help cases where the very poor fall into the hands of loan sharks who charge an exorbitant interest rate. And then the borrower is never able to get out of the vicious circle.<\/p>\n<\/div>\n<p>People can take small and reasonable business loans\u00a0safely, from an MFI. The lending practices followed are ethical and follow the laws.<\/p>\n<div>\n<p>Though both are registered under the\u00a0<strong>Companies Act 2013<\/strong>, they both are also regulated by\u00a0<strong>RBI.<\/strong><\/p>\n<\/div>\n<p>However, there are <strong>differences<\/strong> in the working between a Nidhi Company and MFI, some of which are explained below:<\/p>\n<ul>\n<li>An MFI cannot exist without the<strong> backing<\/strong> of microfinance institutions.<\/li>\n<li>MFIs support <strong>many services<\/strong> to local individuals and groups, that are related to finance, but not exclusively lending and borrowing. MFI can help people open a savings bank account. It can also conduct educational programs that teach the principles of saving, conscious spending, cash management, even accounting or book-keeping. Whereas the sole purpose of <a href=\"https:\/\/companyregistrationonline.in\/nidhi-company-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">Nidhi Company Registration<\/a>\u00a0is to inculcate the habit of saving and thrift.<\/li>\n<li id=\"mntl-sc-block_1-0-11\" class=\"comp mntl-sc-block mntl-sc-block-html\">The <strong>number of members<\/strong> or shareholders for Nidhi Company, at its inception, need to be a minimum of 7 (and have appointed at least 200 members by the end of its first year), while the clients for an MFI depends on its reach, some are serving over millions of people.<\/li>\n<li>The minimum initial <strong>net owned fund<\/strong> (NOF) requirement for Nidhi Company is Rs 5 lakh and to raise another Rs 5 lakh by the end of its first year, (in 2 years it needs to have a net owned fund of 2 crores). On the contrary, MFI need a minimum NOF (net owned fund) of 5 crores (2 crores for North-eastern states)<\/li>\n<\/ul>\n<p>To channelize your or family&#8217;s or knowns small savings, that is one of the many <a href=\"https:\/\/companyregistrationonline.in\/blog\/advantages-nidhi-company\/\" target=\"_blank\" rel=\"noopener noreferrer\">advantages of a Nidhi Company<\/a>. It is a skillful and effective style to give a direction to someone close. Encouraging them to save and be careful about spending their money.<\/p>\n<p>Company registration online, we make speedy and efficient registration for a Nidhi Company to happen. Contact us at<span style=\"color: #0000ff;\">\u00a0+91 8750008585<\/span> or send your query on Email: <a href=\"mailto:contact@companyregistrationonline.in\" target=\"_blank\" rel=\"noopener noreferrer\">contact@companyregistrationonline.in<\/a>. We also provide expert legal services for\u00a0<span class=\"CharOverride-5\"><a href=\"https:\/\/companyregistrationonline.in\/private-limited-company-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">Private Limited Company Registration<\/a>,\u00a0<\/span><a href=\"https:\/\/companyregistrationonline.in\/llp-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">LLP Registration<\/a>,<span class=\"CharOverride-5\">\u00a0<a href=\"https:\/\/companyregistrationonline.in\/opc-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">One Person Company Registration<\/a>,\u00a0or\u00a0<a href=\"https:\/\/companyregistrationonline.in\/section-8-company-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">Section 8 Company Registration<\/a>\u00a0anywhere in<\/span>\u00a0India.<\/p>\n<blockquote><p>Do go through:<\/p>\n<p class=\"entry-title fusion-post-title\"><a href=\"https:\/\/companyregistrationonline.in\/blog\/nidhi-companies-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">What are Nidhi Companies ?<\/a><\/p>\n<p class=\"entry-title fusion-post-title\"><a href=\"https:\/\/companyregistrationonline.in\/blog\/procedure-of-nidhi-company-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">Procedure for Nidhi Company Registration<\/a><\/p>\n<p class=\"entry-title fusion-post-title\" data-fontsize=\"30\" data-lineheight=\"37\"><a href=\"https:\/\/www.legalraasta.com\/blog\/essential-points-nidhi-company-registration\/\" target=\"_blank\" rel=\"noopener noreferrer\">7 Essential points on Nidhi Company Registration<\/a><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Nidhi Company Explained To choose the best business structure before you open a Finance Company, Nidhi company vs NBFC, MF, etc, let us first understand  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":5469,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[562],"tags":[708,709,53,444,720,196,134,713,54,712,710,616,711,721,727,728,722,723,717,716,617,45,714,715,730,718,725,732,729,731,719,726,724],"class_list":["post-5467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nidhi-company","tag-about-nidhi-company","tag-basics-of-nidhi-company","tag-chit-fund","tag-chit-fund-company","tag-chit-fund-meaning","tag-companies-act","tag-companies-act-2013","tag-define-nidhi-company","tag-difference-between-chit-fund-and-nidhi-company","tag-explain-nidhi-company","tag-explaining-nidhi-company","tag-meaning-of-nbfc","tag-meaning-of-nidhi-company","tag-mf","tag-mf-full-form","tag-mf-meaning","tag-mutual-funds","tag-mutual-funds-meaning","tag-mutually-beneficial-company","tag-mutually-beneficial-company-nidhi-company","tag-nbfc-meaning","tag-nidhi-company","tag-nidhi-company-definition","tag-nidhi-company-meaning","tag-nidhi-company-rules","tag-nidhi-company-vs-chit-fund","tag-nidhi-company-vs-mf","tag-nidhi-company-vs-micro-finance-company","tag-nidhi-company-vs-mutual-funds","tag-rules-for-nidhi-company","tag-what-is-chit-fund","tag-what-is-mf","tag-what-is-mutual-funds"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nidhi Company vs NBFC, MF, MFI, ChitFund | Companyregistrationonline |<\/title>\n<meta name=\"description\" content=\"Before starting a small finance company, it makes sense to understand difference between Nidhi Company vs NBFC, Chit Fund, MF or MFI etc\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nidhi Company vs NBFC, MF, MFI, ChitFund | Companyregistrationonline |\" \/>\n<meta property=\"og:description\" content=\"Before starting a small finance company, it makes sense to understand difference between Nidhi Company vs NBFC, Chit Fund, MF or MFI etc\" \/>\n<meta property=\"og:url\" content=\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/\" \/>\n<meta property=\"og:site_name\" content=\"Company Registration Online\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-16T10:23:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-10-07T10:49:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"299\" \/>\n\t<meta property=\"og:image:height\" content=\"168\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Pulkit Jain\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Pulkit Jain\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/\",\"url\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/\",\"name\":\"Nidhi Company vs NBFC, MF, MFI, ChitFund | Companyregistrationonline |\",\"isPartOf\":{\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg\",\"datePublished\":\"2019-03-16T10:23:41+00:00\",\"dateModified\":\"2020-10-07T10:49:36+00:00\",\"author\":{\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/#\/schema\/person\/b4a23b9b49703a09c5129b4e424e1755\"},\"description\":\"Before starting a small finance company, it makes sense to understand difference between Nidhi Company vs NBFC, Chit Fund, MF or MFI etc\",\"breadcrumb\":{\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#primaryimage\",\"url\":\"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg\",\"contentUrl\":\"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg\",\"width\":299,\"height\":168,\"caption\":\"Nidhi company vs NBFC: CompanyRegistrationOnline\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/companyregistrationonline.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nidhi company vs NBFC vs. MF: what is the best business structure for you to start?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/#website\",\"url\":\"https:\/\/companyregistrationonline.in\/blog\/\",\"name\":\"Company Registration Online\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/companyregistrationonline.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/#\/schema\/person\/b4a23b9b49703a09c5129b4e424e1755\",\"name\":\"Pulkit Jain\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/companyregistrationonline.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c588fb1009314bc2f764e947f13c0781186f615cb6d2e4ebbd9fe9495542b3f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c588fb1009314bc2f764e947f13c0781186f615cb6d2e4ebbd9fe9495542b3f9?s=96&d=mm&r=g\",\"caption\":\"Pulkit Jain\"},\"url\":\"https:\/\/companyregistrationonline.in\/blog\/author\/pulkit-jain\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Nidhi Company vs NBFC, MF, MFI, ChitFund | Companyregistrationonline |","description":"Before starting a small finance company, it makes sense to understand difference between Nidhi Company vs NBFC, Chit Fund, MF or MFI etc","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/","og_locale":"en_US","og_type":"article","og_title":"Nidhi Company vs NBFC, MF, MFI, ChitFund | Companyregistrationonline |","og_description":"Before starting a small finance company, it makes sense to understand difference between Nidhi Company vs NBFC, Chit Fund, MF or MFI etc","og_url":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/","og_site_name":"Company Registration Online","article_published_time":"2019-03-16T10:23:41+00:00","article_modified_time":"2020-10-07T10:49:36+00:00","og_image":[{"width":299,"height":168,"url":"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg","type":"image\/jpeg"}],"author":"Pulkit Jain","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Pulkit Jain","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/","url":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/","name":"Nidhi Company vs NBFC, MF, MFI, ChitFund | Companyregistrationonline |","isPartOf":{"@id":"https:\/\/companyregistrationonline.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#primaryimage"},"image":{"@id":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#primaryimage"},"thumbnailUrl":"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg","datePublished":"2019-03-16T10:23:41+00:00","dateModified":"2020-10-07T10:49:36+00:00","author":{"@id":"https:\/\/companyregistrationonline.in\/blog\/#\/schema\/person\/b4a23b9b49703a09c5129b4e424e1755"},"description":"Before starting a small finance company, it makes sense to understand difference between Nidhi Company vs NBFC, Chit Fund, MF or MFI etc","breadcrumb":{"@id":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#primaryimage","url":"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg","contentUrl":"https:\/\/companyregistrationonline.in\/blog\/wp-content\/uploads\/2019\/03\/download-4.jpg","width":299,"height":168,"caption":"Nidhi company vs NBFC: CompanyRegistrationOnline"},{"@type":"BreadcrumbList","@id":"https:\/\/companyregistrationonline.in\/blog\/nidhi-company-vs-nbfc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/companyregistrationonline.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Nidhi company vs NBFC vs. MF: what is the best business structure for you to start?"}]},{"@type":"WebSite","@id":"https:\/\/companyregistrationonline.in\/blog\/#website","url":"https:\/\/companyregistrationonline.in\/blog\/","name":"Company Registration Online","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/companyregistrationonline.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/companyregistrationonline.in\/blog\/#\/schema\/person\/b4a23b9b49703a09c5129b4e424e1755","name":"Pulkit Jain","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/companyregistrationonline.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c588fb1009314bc2f764e947f13c0781186f615cb6d2e4ebbd9fe9495542b3f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c588fb1009314bc2f764e947f13c0781186f615cb6d2e4ebbd9fe9495542b3f9?s=96&d=mm&r=g","caption":"Pulkit Jain"},"url":"https:\/\/companyregistrationonline.in\/blog\/author\/pulkit-jain\/"}]}},"_links":{"self":[{"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/posts\/5467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/comments?post=5467"}],"version-history":[{"count":0,"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/posts\/5467\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/media\/5469"}],"wp:attachment":[{"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/media?parent=5467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/categories?post=5467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/companyregistrationonline.in\/blog\/wp-json\/wp\/v2\/tags?post=5467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}